<?xml version="1.0" encoding="UTF-8"?><urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc><![CDATA[ https://bazaar.businesstoday.in/personal-finance/story/who-pays-tax-on-gift-the-recipient-or-the-giver-important-things-to-know-before-filing-your-itr-1377215-2026-04-18]]></loc><lastmod><![CDATA[ 2026-04-18T10:00:06+05:30 ]]></lastmod><news:news><news:publication><news:name><![CDATA[ BT Bazaar ]]></news:name><news:language><![CDATA[ hi ]]></news:language></news:publication><news:publication_date><![CDATA[ 2026-04-18T10:00:06+05:30 ]]></news:publication_date><news:title><![CDATA[ गिफ्ट लेने वाले या देने वाले - किसे देना होता है टैक्स? ITR फाइल करने से पहले जान लें जरूरी बातें ]]></news:title><news:keywords><![CDATA[ income tax on gifts india rules, gift tax rules india 50000 limit explained, cash gift tax rules for non relatives india, property gift tax implications india itr filing, shares gift tax treatment india capital gains, gift received taxable or not india section 56, relatives gift tax exemption india rules, how to report gifts in itr 2 itr 3 india, ais income tax gift transactions reporting india, gift deed documentation tax india requirements, tax on gifted property sale capital gains india, inheritance vs gift tax difference india, income tax notice for undisclosed gifts india, wedding gift tax exemption india rules, family gift tax free limit india explained ]]></news:keywords></news:news><image:image><image:loc><![CDATA[ https://cf-img-a-in.tosshub.com/lingo/btbz/images/story/202604/69e216e3c1fd6-income-tax-171743541-16x9.png ]]></image:loc></image:image></url><url><loc><![CDATA[ https://bazaar.businesstoday.in/share-market/story/indigo-hpcl-hal-and-these-stocks-may-get-benefit-if-us-iran-war-ends-1377207-2026-04-18]]></loc><lastmod><![CDATA[ 2026-04-18T09:00:05+05:30 ]]></lastmod><news:news><news:publication><news:name><![CDATA[ BT Bazaar ]]></news:name><news:language><![CDATA[ hi ]]></news:language></news:publication><news:publication_date><![CDATA[ 2026-04-18T09:00:05+05:30 ]]></news:publication_date><news:title><![CDATA[ यूएस-ईरान का युद्ध खत्म होता है तो इन शेयरों को मिल सकता है फायदा; लिस्ट में IndiGo, HPCL, HAL सहित ये शेयर शामिल ]]></news:title><news:keywords><![CDATA[ US Iran talks, Donald Trump Iran deal, crude oil price impact India, oil price fall benefits India, aviation sector stocks India, InterGlobe Aviation news, HPCL share news, Indraprastha Gas share, Indian Hotels stock, Larsen & Toubro news, banking sector outlook India, consumption stocks India, crude oil price forecast, stock market sectors to benefit, India economy oil impact ]]></news:keywords></news:news><image:image><image:loc><![CDATA[ https://cf-img-a-in.tosshub.com/lingo/btbz/images/story/202604/69e21355d56aa-share-market-170240674-16x9.png ]]></image:loc></image:image></url><url><loc><![CDATA[ https://bazaar.businesstoday.in/technology/story/apple-vs-android-iphone-users-show-higher-brand-loyalty-than-android-users-survey-finds-in-2026-report-1377177-2026-04-18]]></loc><lastmod><![CDATA[ 2026-04-18T08:00:04+05:30 ]]></lastmod><news:news><news:publication><news:name><![CDATA[ BT Bazaar ]]></news:name><news:language><![CDATA[ hi ]]></news:language></news:publication><news:publication_date><![CDATA[ 2026-04-18T08:00:04+05:30 ]]></news:publication_date><news:title><![CDATA[ Apple vs Android: एप्पल यूजर्स ज्यादा वफादार! 96% लोग नहीं छोड़ते iPhone - एंड्रॉइड यूजर्स क्यों करते हैं स्विच? ]]></news:title><news:keywords><![CDATA[ Apple vs Android loyalty, iPhone user loyalty 2026, smartphone loyalty survey 2026, Apple user retention rate, Android users switching brands, iPhone vs Android comparison, smartphone market trends 2026, Apple ecosystem benefits, Samsung vs Apple loyalty, Google Pixel loyalty, why iPhone users don’t switch, smartphone brand loyalty India, mobile phone user behavior, tech industry trends, iPhone popularity worldwide ]]></news:keywords></news:news><image:image><image:loc><![CDATA[ https://cf-img-a-in.tosshub.com/lingo/btbz/images/story/202604/69e20b41915c6-iphone-172812599-16x9.png ]]></image:loc></image:image></url></urlset>